Umbrella Insurance in Iowa

It’s impossible to tell for sure whether it will rain on a given day, but when you know it’s a possibility, you bring your umbrella with you just in case. You may not need it at all, but you’ll certainly be glad you brought it if you do. Umbrella insurance is similar – a little extra protection to fall back on should it ever be needed. If you’re in Altoona, IA or the surrounding areas, Luke Peterson Insurance makes settling on the right umbrella policy a breeze.

How Does Iowa Umbrella Insurance Work?

Making sure you, your family, and your assets are properly protected is all about carrying the right insurance policies. If you’re like most people, you already have auto insurance, health insurance, and either homeowner’s insurance or renter’s insurance at the bare minimum. However, there are limits to what those policies will cover should you ever need to file a claim.

What happens when and if those limits are ever exceeded? What if something completely unforeseen occurs that isn’t covered by any of your policies? That’s when umbrella insurance if you have it, kicks in and covers you – just like that trusty umbrella you carry with you on cloudy days, just in case.

Do I Need Iowa Umbrella Insurance?

Although anyone can benefit from carrying umbrella insurance, it may be a particularly good fit for you if:

  • You have many assets or substantial savings to protect.
  • You’re a business owner.
  • You own anything associated with unusual risks or potential accidents (e.g. a swimming pool, a trampoline, or certain breeds of dogs).
  • You enjoy pastimes considered high-risk (e.g. hunting, skiing, or surfing).
  • You’re a property owner, especially if you own investment property.
  • You simply want to ensure your future is completely secure.

Don’t trust just any insurance agency with your future if you’re thinking about investing in umbrella insurance. In Altoona, IA and anywhere nearby, Luke Peterson Insurance has you covered and then some. Call us or visit our offices today and we’ll match you with the perfect policy for you!